A foggy skyline of cranes and unfinished residential towers at blue hour.

The Future

Where we're headed

If current production, planning, and income paths persist, adequacy and affordability problems compound rather than politely plateau.

This is not a forecast. It is a set of conditional stories: what could follow if construction, incomes, and policy stay near their current paths — and what would have to change.

A world that urbanizes without a matching rise in adequate dwellings will grow informal settlements. UN-Habitat's 2.8 billion adequacy finding and 96,000-units-a-day need estimate through 2030 are the official numbers this briefing inherits. They are not a schedule of completions.

In high-income cities the fork is different. Incomes must outpace housing costs, or supply must rise where demand is, or both. OECD-average real house prices more than 40% above a decade earlier are the starting condition, not a prediction of the next decade.

The accompanying essay states the forks. The four scenario pages state the assumptions. Industrial construction is one possible lever, not a guaranteed outcome, and JemRock's interest in it is disclosed on the solutions page.

Sourced figures

Each figure carries a geography, period, and named source. None of these is a global median home price.

DATA

New units needed per day to 2030

96,000

housing units per day

Geography
World
Period
through 2030

UN-Habitat estimate of the production pace required to meet adequate-housing needs by 2030. This is a need estimate, not observed construction.

DATA

People lacking adequate housing

2.8 billion

people

Geography
World
Period
2024

UN-Habitat 2024 Annual Report. 'Adequate housing' is a rights-based concept, not a single dwelling-unit count. Earlier UN-Habitat papers have used a range of 1.6–3 billion.

DATA

OECD real house prices vs. a decade earlier

+40%

real price change, OECD average

Geography
World
Period
about 2014–2024
Source
OECD

OECD states that real house prices increased by over 40% over the past decade on average across the OECD. This is an average of member countries, not a global median price.

Read the full essay