DATA
OECD average price-to-income index
114.8
index, 2015 = 100
- Geography
- World
- Period
- 2024
- Source
- OECD
Average across OECD countries, not a population-weighted world figure.
The Crisis
Homeownership
Ownership rates are not the same thing as affordability. A high ownership share can coexist with a closed door for the next cohort.
This dossier tracks official price-to-income series as a check on the idea that ownership equals access. OECD's 2015 = 100 index asks whether house prices outpaced disposable income per head, not whether a country has a high owner-occupier share.
In 2024 the OECD average reading was 114.8. The United States was 128.5. Canada was 136.3. Those figures describe a tightening between prices and incomes since 2015. They do not rank countries by virtue, and they do not say what share of households hold a title.
A society can have widespread ownership among older cohorts and still lock out younger buyers if credit, land, and construction do not produce homes where incomes are. Official ownership-rate series will be attached when they are verified for a named country. Until then this page does not invent a global homeownership percentage.
Sourced figures
Each figure carries a geography, period, and named source. None of these is a global median home price.
DATA
Price-to-income index
128.5
index, 2015 = 100
- Geography
- United States
- Period
- 2024
- Source
- OECD
OECD price-to-income index, not a multiple of annual household income. 100 = 2015. 128.5 means house prices outpaced disposable income per head by 28.5% relative to 2015. Value as reported for 2024 from the OECD housing-prices series.
DATA
Price-to-income index
136.3
index, 2015 = 100
- Geography
- Canada
- Period
- 2024
- Source
- OECD
OECD price-to-income index, 2015 = 100. Canada was among the highest OECD readings in 2024.